Insurance Providers
Our office is in-network with major providers, including Aetna, Ameritas, BlueCross Dental, Cigna, Anthem, Guardian, Humana, MetLife, Principal, United Concordia, and more. If you don’t see your provider, give us a call, and we’d be happy to check if you’re covered. We can also file and track your claims to ensure you’re getting the most out of your benefits. We just ask that you bring your insurance card to each appointment so we can make sure your information is as up-to-date as possible.
External Payment Plans
At Molar Dental in Katy, TX, we believe that cost should never stand between you and the healthy, beautiful smile you deserve. That is why we have partnered with Cherry to offer flexible, patient-friendly payment options that make it easier than ever to move forward with the dental care you need — on a schedule that works for your budget.
Treat Now, Pay Later With Cherry & Molar Dental
Buy now. Pay monthly. Let your money go further and take better control of your cash flow when you pay in smaller, more manageable monthly installments with Cherry.
Key advantages of Cherry financing include:
- Quick application: A simple, straightforward process that takes just minutes to complete.
- Flexible payment options: Choose from a range of monthly payment plans that fit your budget.
- No hard credit check: Applying does not impact your credit score.
- High approval rate: More patients qualify than with traditional financing options.
How It Works
Choose from a range of monthly payment plans with qualifying 0% APR options. Applying is simple and does not impact your credit score. If you are approved for financing, you can use your funds immediately. Manage your payment options using Cherry’s self-serve patient portal.
Frequently Asked Questions
Approvals are valid for 30 days. Once that time period expires, you are welcome to reapply.
If you are eligible for an increase, you may request this through the Cherry Patient Portal. Increased approval amount and decision are subject to eligibility. If you do not see the button to request an increase, it means you are ineligible for an increase at this time.
Yes — Cherry does not have any prepayment penalties. If you have interest and pay off early, you will even avoid some of that interest.
No. If you are eligible for a 0% APR offer, it does not expire for the current approval. For example, if you were approved for a six-month term with 0% APR, this promotion is valid until the end of the term as long as you stay current with your payments.
Once you input your purchase price, you will be provided with the options available for your down payment. It is due when the practice confirms they will need the funds in order to move forward with your services. Remember to bring your bank-issued debit or credit card when you are ready for checkout.
Please note that making payments via pre-paid debit card or credit card will result in a 2.99% processing fee. There is no processing fee for making a down payment with a traditional debit card.
To request a refund, please contact Molar Dental directly. We defer to the refund policies put in place by Molar Dental and cannot initiate a refund without their approval. Once Molar Dental authorizes a refund, we will deposit the refunded amount into your account and your Cherry account status and loan balance will be adjusted accordingly. If a partial refund is issued, your loan amount will be adjusted to reflect your new remaining balance. If a refund is issued in full, any payments made on your loan will be returned to you.
Yes — Cherry may report the status of borrowers' accounts to Equifax, one of the major credit bureaus.
Cherry is required to report all payment history to the credit bureaus. This means late payments, missed payments, or other delinquencies on your account may also be reported to the credit bureaus.
Ready to move forward with your dental care? Call our office or book your appointment online at Molar Dental in Katy, TX today — and ask our team about Cherry financing options at your next visit.